Loan Amounts:
$75,000 to $5,000,000
Fund Your
Next Real Estate Deal Fast
Fix and Flip Loans, Rental Property Financing, and Private Lending Solutions for Texas Investors
Get approved in 24 hours. Close in 5 to 10 days. Borrow $75,000 to $5 million with flexible, no-nonsense lending from experienced hard money lenders.
Why Investors Trust Our Fix and Flip Lenders
Restoration Capital provides direct, fast, and flexible funding designed for real estate investors. With over $750 million in loans funded and deals closed in as little as 5 days, we help serious investors take action without delay.
- Fast Decisions: Pre-approval in 24 hours
- Local expertise, in-house approvals
- No Unnecessary Hurdles: Equity-based approval (meaning fewer borrower documents)
- Local expertise, in-house approvals
- Personalized support from experienced fix-and-flip lenders
We serve Dallas, Houston, Austin, and markets throughout Texas.
Investment Property Loans Built for Your Strategy
Fix and Flip Loans in Texas
For investors who buy, renovate, and resell.
$75k to $5M
Loan amounts
10.99%
Starting
Up to 85%
Loan-to-cost
100%
Rehab financing available
Rental Property Loans for Texas Investors
Designed for long-term buy-and-hold strategies.
$75K to $1M
Loan amounts
7.625%
30-year fixed rates
0
Income verification
Title
Your LLC or business entity
Cash-Out Refinance for Investment Properties
Access equity from completed deals to find your next one.
9.5%
Starting rate
Up to 70%
Loan-to-Value (LTV)
Fast
Approvals and flexible terms
Bridge Loans and Private Equity Lending
Short-term financing to acquire or stabilize investment properties.
- Flexible structures based on project needs
- Ideal for multi-property portfolios and time-sensitive deals
Loans are for business or investment use only. Not for owner-occupied homes.
Who We Fund: Texas Real Estate Investors
We offer fast and flexible funding to real estate investors in Texas for fix-and-flip projects, rental acquisitions, cash-out refinances, and bridge loans. We assist seasoned flippers and those using the BRRRR method, working with individuals and businesses on non-owner-occupied properties, prioritizing quick, efficient service without traditional bank delays.
Loan Terms
Loan Terms:
6 to 12 months for fix and flip or bridge loans, 30 years for rental properties
Interest-Only:
Fix and Flip Loans: from 10.99%
Rental Property Loans (DSCR): from 6.5%
Refinance Loans: from 9.5%
Representative Example:
A $100,000 fix and flip loan at 10.99% APR with 2 points ($2,000 fee) equals $13,990 in total cost. Total repayment = $113,990.
All loans are for non-owner-occupied residential or investment properties.
Secure Funding For Your Next Investment Property
Contact us below, and we’ll take a look at your project right away. If it’s a fit, you’ll get a commitment letter and could be funded in just a few days.
Whether you're flipping a house, buying a rental, or pulling cash out of an existing property, we’re here to move fast and make it easy.